Terms and Conditions

Welcome to financecomplaintlist.com. By accessing or using our website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree, please do not use our services.

1. Purpose of the Site

financecomplaintlist.com provides a platform for users to share experiences regarding financial professionals and firms. We do not provide financial, legal, or investment advice. The content posted by users represents their own opinions and experiences, not the views of this website.

2. User Eligibility and Responsibilities

• Age: You must be at least 18 years old to use this site.
• Account Accuracy: If you create an account, you agree to provide accurate and current information.
• Content Authenticity: You represent and warrant that any complaint or review you post is truthful, accurate, and based on your personal experience.

3. Prohibited Conduct

Users are strictly prohibited from:

• Posting false, defamatory, or libellous information about any individual or company.
• Uploading “spam,” promotional material, or links to malicious software.
• Disclosing private “doxing” information (e.g., home addresses or private phone numbers) of financial professionals.
• Using the platform to harass, threaten, or abuse others.

4. User-Generated Content License

By posting content on financecomplaintlist.com, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to display, reproduce, and distribute that content on our platform for the purpose of informing the public.

5. Limitation of Liability and Indemnification

• No Endorsement: We do not verify the accuracy of every complaint. We are not liable for any losses, financial or otherwise, resulting from your reliance on information found on this site.
• Indemnity: You agree to indemnify and hold harmless financecomplaintlist.com and its affiliates from any claims, damages, or legal fees (including defamation lawsuits) arising from content you have posted.
• Third-Party Content: We are a “service provider” under Section 230 of the Communications Decency Act (or similar local laws) and are generally not liable for the content posted by our users.

6. Removal of Content

We reserve the right, but are not obligated, to monitor, edit, or remove content that we deem, in our sole discretion, to be illegal, offensive, or in violation of these Terms.

7. Intellectual Property

The design, logo, and original content of financecomplaintlist.com (excluding user-generated complaints) are the intellectual property of this website and may not be used without written permission.

8. Termination of Access

We reserve the right to suspend or terminate your access to the site at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users or the platform’s integrity.

9. Governing Law

These Terms are governed by the laws of [Insert Your State/Country]. Any disputes arising from these terms shall be resolved in the courts of [Insert Your City/County].

10. Contact Information

For questions regarding these Terms, please contact us at: supports@financecomplaintlist.com

Pro-Tips for your “Terms” Page:

The “Section 230” Shield: In the United States, Section 230 is vital for sites like yours because it protects website owners from being sued for what their users post. If you are operating outside the U.S., make sure to mention the equivalent “Safe Harbour” laws for your region.

The “Not Advice” Disclaimer: Financial users might mistake a complaint for an “investing signal.” Always have a footer or a clear note stating: “Consult with a certified financial advisor before making any investment decisions.”

Checkbox at Sign-up: Make sure users have to click a checkbox saying “I agree to the Terms & Conditions” before they can submit a complaint. This makes the contract legally binding.